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Credit Refresh Program

Credit Refresh Program

Banks review your credit report (CTOS/CCRIS) before giving you loans. Our program works by helping you erase bad items and disputing questionable items on your credit reports. Our program has successfully helped many individuals boost their CTOS score above 700 and eventually get their loans approved.

Key Benefits:

Greatly improve your chances of getting new credit and financing.

Qualifying for a cheaper interest rate on bank loans.

Determine your overall DSR for loan application.

Narrow down your bank options and help you in making a smart decision.

Point out negative entries in your credit report to help you prepare for your next loan application.

Evaluate your financial health through Credit plus indicator.

Provide advice and education on how to improve your financial health.

Provide insights on the latest for banks’ risk appetite and loans promotions.